About Neil SurgenorAs a Mortgage Loan Officer, I bring 25 years of experience in helping borrowers with their home ownership needs. Whether you are a first-time homebuyer, building or renovating your dream home, seasoned homeowner, or refinancing an existing loan, I have a deep level of expertise to help you find the best loan to meet your needs. I take the time to carefully consult with my borrowers so that they clearly understand their options and the mortgage process. This, along with regular communication throughout the process leads to a great experience for my borrowers.As a Physician Loan Specialist, a large portion of my business has been built upon working closely with Medical Doctors and Dentist to make their home buying dream come true. The Doctors and Dentists that I have worked with have valued my understanding of their unique borrowing needs. Fortunately, TD's Medical Professional loan, helps physicians qualify for higher loan payments than standard mortgages, has a no-money down option and allows physicians to free up money for paying off student loans. Because my business is built on referrals, my goal is to far exceed your expectations!