Fifth Third Bank Physician Mortgage Specialist

Dr. Home Loans Fifth Third Bank

MD, DO, DPM, DMD, DVM, DDS and OD

700 Credit Score for 100% Financing

680 Credit Score for 95% Financing

Zero Down up to $1,000,000 5% Down up to $1,500,000 10% Down up to $2,000,000

No Private Mortgage Insurance

No Limit of years after training

Non-Permanent Resident Alien (All Visa types are Eligible)

Purchase or Refinance

Can Close up to 90 Days before future employment begins

Primary Residences Only – Second Homes/Vacation/Investment are not eligible

Wintrust Physician Mortgage Program

Program Details

• Financing Options- 100% to $850K, 97% to $1.25M, 95% to 1.5M, 90% to $2M, and 80% to $3M
• Credit Score Ranges- 680 for 20% down, 700 for 10% or 5% down, 720 for 3% down, and 740 for 0% down.
• 7/6 and 10/6 Adjustable Rate Mortgages (ARMs)
• Deferred medical student debt may not affect your qualifying loan amount.
• Purchase and rate/term refinance for primary residence.
• MD, DO, DPM, DMD, DDS, Oral Surgeons, Chiropractors, Pharmacists, and Veterinarians

Formed in 1979 in Denver, Colorado, Wintrust Mortgage is one of the top 20 bank-owned retail mortgage originators and loan servicers in the country, originating in excess of $4 billion in loans annually, in all 50 states. We offer competitive pricing and a wide variety of mortgage products for the first-time homebuyer to the seasoned veteran, as well as the technology and support staff to ease you through the process. With more than 65 lending offices across the U.S., and more than 175 bank branch locations, Wintrust Mortgage is committed to serving the financial needs of homeowners across the nation. Wintrust Mortgage is a division of Barrington Bank & Trust Company, N.A., a Wintrust Community Bank®, and an affiliate of Wintrust Financial Corporation. Headquartered in Rosemont, Illinois, Wintrust companies also offer community and business banking, wealth management services, and insurance premium financing.

Lake Michigan Credit Union Physician Mortgage Specialist

Dr. Home Loans Lake Michigan Credit Union

• Primary Residence Only
• 0% Down up to $1,250,000
• 5% Down up to $1,500,000
• 10% Down up to $1,750,000
• 15% Down up to $2,000,000
• 30% Down up to $2,500,000
• Eligible for – Residents, MD, DO, DDS, DMD, DPM, Nurse Anesthetists
• Available terms 15yr & 30yr fixed or 3/1, 5/1, 7/1, 10/1, and 15/1 ARM’s
• No PMI
• Close up to 90 days prior to the start of an employment contract
• Most Visa holders are eligible
• Available for Purchases, Refinance & Construction Loans
• Attached or detached single-family residences, PUDs, condos, and high-rise condos
• Escrows may be waived at all LTVs with prior approval from the underwriter

Physician loans are different animals.  They have different rules and qualifying criteria.  No feeling is worse than not qualifying for the loan after you’re pre-approved. It makes for a REALLY bad day and a big mess.  All of the loan officers listed on this blog specialize in doctors ONLY. They are battle-tested, seasoned, and recommended by your peers. Give them a call! Do you want a Physician Loan Specialist to contact you?  We’ve made it really easy. Drop your name and preferred contact method in the form on this page and we’ll let him know you’re looking for him.

A TD Bank Medical Professional Mortgage is a home-buying program with specific benefits designed to help physicians, surgeons, dentists, residents, and fellows who are new to the medical field purchase a home. At TD Bank, we recognize the different stages of a medical career and the challenges presented, such as managing student loan debt.  A TD Bank Medical Professional Mortgage can help you:

• Qualify for higher loan payments than standard mortgages
• Buy your home with a no-money-down financing option
• Free up money for investing or paying off student loans

You may be eligible for a TD Bank Medical Professional Mortgage if you have a TD Bank Checking account in good standing, are buying a property in a state where TD Bank operates, are less than 10 years out of Residency/Internship/Fellowship, and one of the following:

• Practicing physician (MD, DO, DPM), dentist (DDS, DMD) or oral surgeon
• Licensed medical resident or fellow
• Licensed dental resident or fellow

Property Eligibility (must be a primary residence) 

• Single-family residence
• Condominium
• Co-op (in specific markets only)
• Property in a planned unit development (PUD)

100% financing up to $1,000,000  95% financing up to $1,000,001-$1,500,000 89.99% financing up to $1,500,000-$2,000,000

Amplify Credit Union Physician Mortgage Specialist

Dr. Home Loans Amplify Credit Union

• 5% Down up to $1,250,000
• 10% Down up to $1,500,000
• 20% Down up to $1,750,000
• No PMI
• Close 60 days prior to the start of an employment contract
• Most Visa holders are eligible
• Available in Fixed and ARMs
• Primary residence including single-family attached or stand-alone, PUDs, and condominiums

Physician loans are different animals.  They have different rules and qualifying criteria.  No feeling is worse than not qualifying for the loan after you’re pre-approved. It makes for a REALLY bad day and a big mess.  All of the loan officers listed on this blog specialize with doctors ONLY. They are battle-tested, seasoned, and recommended by your peers. Give them a call! Do you want a Physician Loan Specialist to contact you? We’ve made it really easy. Drop your name and preferred contact method in the form on this page and We’ll let him know you’re looking for him.