Justin Hopkins: Physician Mortgages with Guild Mortgage in Colorado & Idaho
Jessica Hegge
TLDR
Justin Hopkins is a physician mortgage specialist with Guild Mortgage (NMLS 1990002) serving doctors in Colorado and Idaho.
He works with residents, fellows, and attendings across MD, DO, DDS/DMD, DPM, DVM, PharmD, CRNA, NP, and PA designations.
Physician mortgages can offer low-to-no down payment, no PMI, and flexible treatment of student loans and future income.
Buying a home while building a career in healthcare comes with unique challenges — student loan debt, changing compensation, and limited savings after years of education and training. Justin Hopkins (NMLS 1990002), a physician mortgage specialist with Guild Mortgage, helps medical professionals understand mortgage options designed specifically for their financial picture.
Who Justin works with
Justin serves Colorado and Idaho and works with physicians at every career stage — residents, fellows, and attendings — across a broad set of designations: MD, DO, DDS, DMD, DPM, DVM, PharmD, CRNA, NP, and PA.
Why a physician mortgage
A true physician mortgage is built around a doctor's real financial timeline rather than a conventional template. Depending on the program and borrower, that can mean low-to-no down payment, no private mortgage insurance (PMI), flexible treatment of student loans, and the ability to qualify on a future-dated employment contract before your first paycheck.
Why work with a specialist
Offering physician mortgages and specializing in them are not the same thing. A specialist already knows how underwriting treats student loans, RVU or production-based pay, and contract-based income — which prevents avoidable delays. To compare the mechanics before you talk to anyone, see our guide to how physician mortgages work.
Get connected with Justin Hopkins
Ready to explore your options in Colorado and Idaho? Get matched and Dr. Home Finance will connect you with Justin for a personalized look at physician mortgage financing.
Frequently Asked Questions
Which states does Justin Hopkins serve?
Justin Hopkins serves physician borrowers in Colorado and Idaho.
Who qualifies for a physician mortgage with Justin?
Residents, fellows, and attendings across a wide range of designations — MD, DO, DDS/DMD, DPM, DVM, PharmD, CRNA, NP, and PA — may qualify, depending on the program and borrower profile.
How do I get connected with Justin Hopkins?
Use the Get Matched form on this page and Dr. Home Finance will connect you with Justin for your Colorado or Idaho home financing.
Dr. Home Finance is an educational and lender-matching resource and is not a mortgage lender. Loan programs, rates, and terms vary by borrower, bank, and state and are subject to change. Nothing here is an offer to lend.
Get matched with a physician mortgage lender
