Genisys Credit Union
Program Details
Genisys provides physician mortgage solutions designed for high loan amounts, flexible underwriting, and construction financing under the same terms as purchase loans. The program is structured to support borrowers with complex financial scenarios.
Terms
Financing Options
0% down up to $1,500,000
10% down up to $2,000,000
15% down up to $2,500,000
20% down to $4,000,000+
No adjustments for condominiums or new construction loans
Loan Products
5/6 ARM
7/6 ARM
10/6 ARM
10-year fixed
15-year fixed
20-year fixed
30-year fixed
Strengths
Common-sense underwriting approach
Bridge financing available for buyers selling a current home
Physician construction loans under the same terms as purchase
No reserves required on most products
Competitive rates
Disclaimers
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
All loans are subject to credit approval and underwriting guidelines.
Eligible Degrees
DC
OMS
DDS/DMD
Fellow
Intern
MD/DO
CRNA
NP
OTD/MOT
OD
PharmD
DPT
PA
DPM
RN
Resident
DVM
= Eligible
= Not Eligible
Approved States
AL
AR
CO
CT
DE
IL
IN
IA
KY
MD
MI
MN
MS
MT
NE
NM
OH
OK
OR
PA
RI
SD
TN
UT
WI
WV
WY
DC
CA
GA
NJ
NC
VA
SC
BANKER
No Banker Currently Available.
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