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Program Details

Eligible Professions

  • Practicing physicians: MD, DO, DPM

  • Dentists: DDS, DMD

  • Oral surgeons

  • Licensed medical residents and fellows

  • Licensed dental residents and fellows

Eligibility Requirements

  • TD Bank checking account in good standing in a state where TD operates

  • Property must be located in a TD Bank operating state

  • Borrower must be less than 10 years out of residency, internship, or fellowship

Property Eligibility (Primary Residence Only)

  • Single-family residence

  • Condominium

  • Co-op (specific markets only)

  • Planned Unit Development (PUD)

Terms

Financing Tiers

  • No PMI

  • 100% financing up to $1,000,000

  • 95% financing from $1,000,001 to $1,500,000

  • 89.99% financing from $1,500,000 to $2,000,000

Strengths

  • Qualify for higher loan payments than standard mortgages

  • Buy your home with a no-money-down financing option

  • Free up money for investing or paying off student loans

Disclaimers

  • Program availability, rates, and terms are subject to change

  • Credit approval and underwriting guidelines apply

  • Borrower must meet account, profession, and training timeline requirements

  • Property eligibility varies by market

  • Not all applicants will qualify for maximum financing

Eligible Degrees

DC

OMS

DDS/DMD

Fellow

Intern

MD/DO

CRNA

NP

OTD/MOT

OD

PharmD

DPT

PA

DPM

RN

Resident

DVM

= Eligible

= Not Eligible

Approved States

CT

ME

MA

NH

NJ

NY

VT

RI

PA

DE

MD

DC

VA

NC

SC

FL

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