United Bank
Program Details
United Bank provides a professional mortgage program tailored to medical professionals seeking low or no down payment options, no PMI, and flexible loan structures. The program is available only within a defined lending territory and supports early-career and established borrowers.
Terms
Program Type
Professional Program
Financing Options
No down payment options available depending on loan amount and product type
Occupancy
Primary residence only
Mortgage Insurance
No private mortgage insurance required
Loan Products
Adjustable rate options
Fixed rate options
Lending Territory
VA, MD, DC, DE, GA, NC, SC, WV, KY**, OH**, PA**
Property must be located within 90 miles of a United Bank branch
Eligibility Conditions
Applicants may still be in residency, internship, or fellowship (with restrictions)
Strengths
Low down payment options
No private mortgage insurance required
Purchase or no cash-out refinance options
Adjustable and fixed rate options
Disclaimers
United Bank | NMLS# 522399 | Equal Housing Lender | Member FDIC
Advertising notice – not a commitment to lend – subject to program availability
All loan applications are subject to credit and property approval
Rates, fees, terms, and conditions are subject to change without notice
Flood and/or property hazard insurance may be required
Eligible Degrees
DC
OMS
DDS/DMD
Fellow
Intern
MD/DO
CRNA
NP
OTD/MOT
OD
PharmD
DPT
PA
DPM
RN
Resident
DVM
= Eligible
= Not Eligible
Approved States
DE
MD
NC
SC
VA
WV
DC
BANKER
No Banker Currently Available.
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