Physician Mortgage Lenders in West Virginia
West Virginia physicians serving Charleston, Morgantown, Huntington, and communities across the Mountain State need mortgage solutions designed for their careers. West Virginia physician mortgage programs offer no PMI, flexible down payments, and favorable terms for doctors at WVU Medicine and regional health systems
Premier Lenders
Alliant Credit Union offers an industry-leading Medical Professional Loan Program designed to support physicians and medical professionals through career transitions, relocations, and early earning years. The program is available nationwide (except Maryland) and is known for its high loan limits, flexible student loan treatment, and no private mortgage insurance.
Alliant treats its physician loan as a core lending product, allowing for consistent underwriting, conforming and non-conforming options, and flexible qualification for both new and established medical professionals.
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First National Bank of Pennsylvania (FNB) is a regional banking institution offering a physician-focused mortgage program designed to help medical professionals purchase or refinance with low to no down payment and flexible product options. This program is featured through White Coat Investor’s partner network and is structured to accommodate high-earning professionals early in their careers.
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Lenders
First Citizens Bank offers a physician mortgage program designed for medical professionals seeking flexible, high-balance financing with no private mortgage insurance. The program supports both early-career and established physicians and allows for alternative treatment of student loan debt, future employment income, and tiered down payment structures for higher loan amounts.
This program is built to accommodate doctors purchasing or refinancing primary or secondary homes, as well as those building new homes through construction-to-permanent financing.
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Fifth Third Bank offers flexible lending solutions for physicians and high-income professionals by evaluating each client’s full financial picture and tailoring loan options to fit their goals. The bank supports a wide range of purchase, refinance, and construction scenarios, making it a strong option for borrowers with complex income or property needs.
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First Citizens Bank offers a specialized Medical Mortgage program designed to support physicians and healthcare professionals through every stage of their careers. Through its partnership with White Coat Investor, First Citizens provides flexible underwriting, high loan limits, and low-down-payment options to help medical borrowers purchase or build their homes while preserving cash.
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First Community Mortgage provides a wide range of mortgage solutions for medical professionals, offering flexible underwriting and high loan limits tailored to physicians and healthcare borrowers. The program is designed to support residents, fellows, and established providers, including those with contract income, 1099 earnings, and non-traditional financial profiles. First Community Mortgage also offers financing to non-permanent residents with lawful work authorization, subject to standard guidelines.