Physician Mortgage Lenders in Maryland
Maryland physicians practicing near Baltimore's world-renowned institutions, the DC suburbs, or communities statewide have access to specialized mortgage programs. Maryland physician mortgage lenders offer no PMI, 0% down options, and competitive rates for doctors joining Johns Hopkins, University of Maryland Medical System, or regional practices.

Premier Lenders

Atlantic Union Bank is a regional financial institution offering specialized mortgage solutions for medical and healthcare professionals. Atlantic Union provides a physician mortgage program designed to help doctors and clinicians purchase a home with flexible underwriting, low down payment options, and student loan considerations that reflect the realities of medical careers.
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First National Bank of Pennsylvania (FNB) is a regional banking institution offering a physician-focused mortgage program designed to help medical professionals purchase or refinance with low to no down payment and flexible product options. This program is featured through White Coat Investor’s partner network and is structured to accommodate high-earning professionals early in their careers.
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TD Bank Medical Professional Mortgage is a home buying program with specific benefits designed to help physicians, surgeons, dentists, residents and fellows who are new to the medical field purchase a home. At TD Bank, we recognize the different stages of a medical career and the challenges presented, such as managing student loan debt.
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Lenders
First Citizens Bank offers a physician mortgage program designed for medical professionals seeking flexible, high-balance financing with no private mortgage insurance. The program supports both early-career and established physicians and allows for alternative treatment of student loan debt, future employment income, and tiered down payment structures for higher loan amounts.
This program is built to accommodate doctors purchasing or refinancing primary or secondary homes, as well as those building new homes through construction-to-permanent financing.
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First Citizens Bank offers a specialized Medical Mortgage program designed to support physicians and healthcare professionals through every stage of their careers. Through its partnership with White Coat Investor, First Citizens provides flexible underwriting, high loan limits, and low-down-payment options to help medical borrowers purchase or build their homes while preserving cash.
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Flagstar Bank is historically one of the largest lenders in the United States, ranking among the top 10 nationally for residential mortgage origination. Flagstar is licensed to lend in every state and offers relationship pricing for Private Clients with loan amounts up to $10 million. The bank provides flexible professional mortgage programs designed for doctors, attorneys, certified public accountants, and other qualifying professionals seeking low down payment and competitive rate options.
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Genisys Credit Union offers custom-tailored physician mortgages with loan amounts up to $5,000,000. The program uses a common-sense underwriting approach based on the borrower’s demonstrated ability to repay. Genisys is a full-service financial institution offering deposit, auto, and mortgage products, with a specialty in high-end mortgage lending.